All of the following facts can support Mr. Neumanns view of "macro-prudential controls are

All of the following facts can support Mr. Neumanns view of "macro-prudential controls are not watertight" EXCEPT that in Asia,______.

A．banks are capable of offsetting the effect of lower loan-to-value ratios

B．the exchange rates of Asia"s economies are limited by currency pegs

C．foreign investors can bypass the rules to buy real estate

D．stable economic growth may lead to excess credit

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