What conclusion can be drawn from the description of ISIS？A．The benefit that the card firm

What conclusion can be drawn from the description of ISIS？

A．The benefit that the card firms got from the failure of ISIS was temporary.

B．The expensive cost of new payments systems made ISIS go bankrupt.

C．As a consortium, it is hard to cooperate with regulators and other aspects.

D．The failure of ISIS speeds the replacement of all payment cards.

请帮忙给出正确答案和分析，谢谢！