According to the passage, which of the following is CORRECT？A．Flood insurance pays only th

According to the passage, which of the following is CORRECT？

A．Flood insurance pays only those declared by the President as a federal disaster.

B．Flood insurance is easy to buy.

C．Renters cannot purchase flood insurance for their possessions.

D．Flood insurance protects your home from the damage caused by fire.

请帮忙给出正确答案和分析，谢谢！