大学信用卡Directions: For this part, you are allowed 30 minutes to write a composition o

大学信用卡

Directions: For this part, you are allowed 30 minutes to write a composition on the topic Credit Cards on Campus. You should write at least 150 words, and base your composition on the outline (given in Chinese) below:

1)近年来越来越多的大学生开始使用信用卡

2)分析产生该现象的原因

3)针对大学生使用信用卡提出你的建议

请帮忙给出正确答案和分析，谢谢！