Shopping on Installment Now more and more Chinese, especially the young, have begun t

Shopping on Installment Now more and more Chinese, especially the young, have begun to buy cars or houses on bank loan. Write a passage of at least 120 words to express your views on "Shopping on Installment"(论贷款消费). You may either agree or disagree. But whichever position you take, use specific reasons or examples to support your position.

请帮忙给出正确答案和分析，谢谢！